What platforms does Steve use to invest?

Steve personally uses Trading 212, InvestEngine, and Vanguard for his ETF and share investments. Trading 212 offers a Stocks ISA and commission-free trading, InvestEngine specialises in managed and DIY ETF portfolios, and Vanguard provides low-cost index funds. He shares his actual holdings and weekly buys on the site. This is what he does — it's not a recommendation.

How much of a portfolio should be in ETFs vs individual stocks?

Steve keeps the vast majority of his portfolio in broad-market ETFs because they provide instant diversification at low cost. He holds a small number of individual shares alongside his core ETF holdings for interest and engagement. This is his personal approach — he's not advising anyone else what to do. Many investment professionals suggest ETFs and index funds should form the core of most portfolios.

Real Holdings. Real Transparency.

My Portfolio

These are the ETFs and shares I actually hold — across Trading 212, InvestEngine and Vanguard. No hidden picks, no "trust me bro" — just full transparency on what I invest in and why.

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For educational purposes only. This content provides general information about spending habits, saving and personal finance. It is not financial advice or a recommendation to take any financial action. Always consider your own circumstances before making financial decisions.

Current Holdings

How I personally allocate my own money

This is roughly how I spread my own money across ETFs and shares — for illustration of my personal approach. This is not a recommendation, a model portfolio, or a suggestion for you. I share this so you can see my thinking, not so you copy it. What's right for you depends on your own research, goals, and circumstances. All investments can fall as well as rise.

VUAG

S&P 500 ETF

~40%of portfolio

VWRP

FTSE All-World

~30%of portfolio

EQQQ

Nasdaq 100

~20%of portfolio

SPCX

SpaceX via SPCX

~5%of portfolio

JNJ

Johnson & Johnson

~3%of portfolio

VARIOUS

Other Picks

~2%of portfolio

I post detailed breakdowns and trade confirmations on my social channels — follow along for real-time updates.

These are my personal holdings and not a recommendation. All investments can go down as well as up. Past performance is not a reliable indicator of future results.

Social Feed

Latest from My Socials

I share my portfolio updates, investment thoughts, and the occasional reality check across Instagram, Facebook and X.

Investment Strategy

5 Drone Stocks Portfolio — diversified exposure to the drone and defense technology boom.

For illustration only — not a recommendation.

Core Portfolio

Coffee Cutter Strategy — diversified ETF allocation for long-term growth.

This is what I do — not financial advice.

Philosophy

Steady, disciplined investing tends to beat get-rich-quick schemes over the long term — though all investing carries risk.

Follow My Investing Journey

I post portfolio updates, market thoughts, and real-life investing lessons across all three platforms.

5 Drone Stocks

Future Growth Strategy

Drone Portfolio

Sector Allocation

4 ETFs Strategy

Long-Term Diversification

Why I Share My Portfolio

Transparency

No hidden picks or 'trust me bro' claims. I share my portfolio so you can follow the thinking behind every decision.

Accountability

Posting my positions keeps me disciplined. No panic selling when things go red.

Real Education

Watching a real portfolio over time teaches more than any theory ever could.

See the Full Picture on Social

I post my actual buys, portfolio snapshots and monthly updates on Instagram, Facebook and X — sharing what real, boring, long-term investing looks like in practice. Not a recommendation; just one person's journey.

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Nothing I share is financial advice. Always do your own research.