Household Budget Calculator
See exactly what comes in and what goes out — and how much you could be investing instead. No fluff, no judgement. Just numbers.
Income
Money coming in each month (after tax)
Expenditure
Money going out each month — be honest, it's just for you
Related Tools & Articles
More ways to take control of your money
Where Is Your Money Going?
The first step is awareness — track every pound
The Crap Test
5 questions before every purchase
The Coffee Calculator
What do your daily habits really cost?
Subscription Graveyard
Find and cancel what you don't use
Compound Calculator
See what your savings could grow to
The 24-Hour Rule
Stop impulse buying with one simple rule
50 Money Saving Tips
Practical ways to spend less every day
Buy Less Crap. Invest the Difference.
The budget calculator shows you the gap. The rest is up to you. Start small — a few pounds a week, invested consistently — and let compounding do the heavy lifting.
Nothing on this page is financial advice. Projections use a 7% annual return assumption — real returns vary. Invest at your own risk.